Overview
Fidelity Bank is today ranked amongst the top 10 in the Nigerian banking industry, with presence in the major cities and commercial centres of Nigeria. Over the years, the bank has been reputed for integrity and professionalism. It is also respected for the quality and stability of its management. Fidelity staff are also respected in the Nigerian banking industry for the quality of training they receive on the job, as well as in good business schools both in Nigeria and Overseas. The Management is particular about the quality of people that join the system. To qualify as a member of Team Fidelity, a candidate is expected to possess three vital statistics, with the acronym TAC: Talent (an innate mental aptitude) Ambition (a desire to succeed) and Character (a total quality of integrity which will guide the talent and ambition to productive ends).
- Job Type: Full Time
- Qualification: BA/BSc/HND, MBA/ MSc/MA
- Experience: 5 – 10 years
- Location: Nigeria
- Job Field: Banking
Job Objective(s)
- Develop a marketing plan that will increase market share / penetration. Incumbent is expected to increase the business of the Branch by increasing the number of new accounts and developing new business areas.
- Introduce, define and develop a combination of operating processes, management systems, business structure and culture that gives the Bank the capacity to deliver on its values.
- Responsible for generating activities that will help better team performance.
Duties and Responsibilities
- Responsible for ensuring that quality staff are recruited, motivated, trained and retained in particular branch, and ultimately, in the Bank.
- Develop a marketing plan that will increase market share / penetration. Incumbent is expected to increase the business of the Branch by increasing the number of new accounts and developing new business areas.
- Review the marketing plan of the branch and prepare target market study covering the industries / markets defined to serve
- Prepare written call reports in format determined by management and periodically follow up “close” sales
- Ensure adequate adherence to Credit policies, processes and procedures
- Foster involvement in the ‘team’ concept by listening, sharing ideals and information in the interest of the Bank
- Ensure customer facilities applications are thoroughly appraised, review all applications, and make appropriate recommendations / decisions
- Conduct collateral inspections and appraisals. Assemble and process files and forward processed applications to management with recommendations
- Monitor and initiate recovery action on non-performing loans
- Identify needs of accounts holders / customers and buyer values and proactively seek to provide products / services to meet identified needs
- Ensure new accounts are adequately coded to ensure proper MIS classification
- Provide regular reports / updates for management attention
- Provides leadership, coaching, training/development and supervision to all members of its team
- Any other duties as assigned by Supervisor.
Job Requirements
Bachelor’s Degree with a minimum of Second-Class Lower Division or Upper Credit for HND holders from an accredited Institution. Third-Class / Lower Credit holders must possess a Master’s Degree.