Job Title: Loan Officer
Location: Lekki phase1, Lagos.
Employment Type: Full-Time
Salary: NGN 80,000 – 150,000 (net pay) + Commission.
Job Description:
Reach your loan production goals by selling loan products.
Give out Micro loan to SMEs and Mobilize investments.
Carry out business development activities, such as managing the pipeline by generating leads and referral business and keeping in touch with current and previous clients.
Meet and speak with clients to discuss risks and advantages, loan product terms, and governmental laws.
To determine a recommendation for loan acceptance, gather pertinent information and assess the applicant’s financial situation, including their credit history, debt-to-income ratio, and appraisal reports.
Make sure the loan underwriting department receives all required materials and that they are properly recorded in electronic file format.
Keep up-to-date with all relevant lending laws, the economy, market rates, vendors, and rivals.
Consistently providing top-notch customer service
Requirements:
- BSc/HND in Banking & Finance, Economics, Accounting, Marketing, Business Administration, and/or related course.
- The Preferred candidate must have a minimum of 2 years of loan mobilization/marketing in a microfinance bank.
- 2 years and above
Treasury Marketing (Deposit Mobilisation), SMEs loan, and Sales. - Knowledge banking application, MS Office Programs, particularly
Excel and Powerpoint.
Qualified and interested candidates should apply through: positiviaconsult@gmail.com using the job role as subject of application.
Only Qualified candidates will be contacted.